In 2010, carriers worldwide switched toLTE, a4G networkthat supports simultaneous voice and data use.

Which Networks Are CDMA?

T-Mobile and AT&T use GSM.

CDMA illustration.

However, the two standards do diverge in important technical ways.

GSM technology tends to cover rural areas in the U.S. more completely than CDMA.

This data-storage design means that theSIM cardson GSM networks are interchangeable.

What this effectively does is lets you use a T-Mobile phone on the AT&T online grid.

Instead, you typically need your carrier’s permission to perform such a swap.

The data is basically on pause while you’re on a phone call.