Never trust phone numbers or links in SMS messages or incoming phone calls.

Benoit-Kurtz points to the Federal Communications Commission (FCC), which hasdocumented several such telephone call scams.

One of the first is the urgency.

Someone on the phone with a concerned look on their face, looking at a laptop computer.

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Banks and financial institutions will never demand information in that way," pointed out Benoit-Kurtz.

Benoit-Kurtz asserted that people should never give out this information to anyone.

Never trust phone numbers or links in SMS messages or incoming phone calls," advised Scrano.

Someone holding a credit card while tapping on a laptop.

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