Quick, do you know where your money goes?

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The app isnt a one-stop-shop for finances; its only function is budgeting.

Three You Need A Budget screens on iOS

That means no more surprises at the end of each month.

Of course, its easy to change your budget any time your income or needs shift.

Budgeting isnt a once-and-done activity.

Three iOS Acorns app screens

Investing only spare change may not be adequate to meet your financial goals.

Only available to people located in the US.

You know its smart to invest some of your money, right?

Three iOS Quicken app screens

But its easier said than done.

Or, save specifically for retirement by using an IRA recommended just for you.

There is a fee associated with the service.

Three iOS GoodBudget screens

Finance Tracker: Quicken

Quicken is a well-known and well-respected provider of personal finance software.

Its more expensive than other apps.

Works only in the US and Canada.

Three iOS Expensify app screens

If you are a mobile-only person, Quicken has a separate app calledSimplfifor Android and iOS.

Theres no way to connect directly with your financial accounts, so you must manually enter information.

Use it to ensure theres enough cash on hand for day-to-day spending, saving, and giving.

Work Expense Tracker: Expensify

It’s easy to use.

Some users have reported glitches and bugs.

But it’s possible for you to make it easier with the Expensify app.

Just snap a photo of each receipt and create an expense report to turn in to your employer.

Or set up an account to receive immediate reimbursement.