Here are some of the best money-saving apps on iOS and Android.

Most-Fun Savings App: Qapital

Qapital

The savings applets make reaching financial goals more engaging.

Qapital sends you a free debit card, which you might use to access your funds when offline.

Money collage of hands holding coins, dollar bills, piggy banks and credit card

Veronika Oliinyk / iStock / Getty Images Plus

Those who have numerous bank accounts may not want to open another one.

Qapital isn’t for those who like to visit their bank in person.

Great for getting new investors interested in buying shares.

Qapital savings app on Android.

Qapital

Lets you invest for your kids.

Selection of investment options is limited.

$3 monthly fee can be expensive if you’re only investing a few bucks a month.

Acorns investing app on Android.

Acorns

Acorns, also called Raiz, is a popular saving and investing app oniOSand Android devices.

Given the nature of the stock market, it does have the potential to decrease in value, too.

App looks great on smartphones and has a low learning curve.

Shoeboxed app on iPad.

Shoeboxed

Requires a $22 monthly fee for 25 document scans.

The app stretches when viewed on a tablet and doesn’t make use of the extra screen real estate.

This data can then be sent in an email or exported as an Excel document or other file format.

Groupon savings app on Android.

Groupon

Best Coupon App: Groupon

Groupon

Features money-saving coupons for numerous cities and countries.

Discount coupons for clothing, eating out, events, and more.

The iOS app is limited to Apple devices with iOS 15 or up.

Swagbucks app on Android.

Swagbucks

Can be difficult to contact support from within the Groupon app.

Grouponhas almost become a household name due to its popularity, and with good reason.

The Groupon app is free to use.

Best App for Earning Gift Certificates: Swagbucks

Swagbucks

A good variety of activities for earning points.

Many major brands participate in Swagbuck campaigns and rewards.

Watching a video on older devices can freeze or crash the app.

Must use on a regular basis to earn gift certificates of significant value.