Send and receive money as with Zelle and Venmo.
I’ll also go over viewing the Apple Pay Cash transaction history and other information about the service.
Tap theApple Pay Cashcard.

TapAgreeto agree to the Apple Pay Cash terms.
You’re setting up a new virtual bank account when you do this.
But don’t worry: this won’t affect your credit.

You’ll see the screens below.
When the blue button is no longer dimmed, tapDone.
Wait a few seconds for the Apple Pay Cash account to be activated.

A message appears when it’s ready.
Tap theXto hide the message.
Maybe the most common way is by using the pre-installediMessage appon iOS and watchOS devices.

(If it’s not visible, tap the apps icon next to the message field).
Enter the amount you want to send.
Do this by tapping the+or-buttons, or by tappingShow Keypadand entering the amount.

When you’ve ready, tapPay.
If you have more than one card, tap>to choose.
Add a message if you’d like and send the message like a normal text message.
Need to cancel a payment?
Tap theApple Pay Cash iMessage appto open it.
go for the amount you want using the+and-buttons, or by tappingShow Keypad.
Add a message if you want, and then send the text.
Need to dispute a payment that’s already gone through?
For peer-to-peer payments, you’ll need to work with the other person or your bank.
If the payment was to a business,contact Apple for help.
The first time you’re sent money, you have seven days to accept it.
After that, all payments are automatically accepted unless you change your payment acceptance controls.
To change those options, go through this:
Tap theWallet app.
Tap yourApple Pay Cash card.
Tap the…icon.
In theAccepting Paymentssection, tapManually Accept Payments.
Now, any time someone sends you cash, you’ll need to tapAcceptin the message they send.
Here’s how:
Where you start depends on your rig:
Your most recent transactions are listed here.
For more information about one, tap it.
To see older transactions, scroll down and tap a year.
Then tap a transaction for more information.
What Is Apple Pay Cash?
The money comes from a debit card or money already sent to you using Apple Cash.
How Is This Different From Apple Pay?
Apple Pay Cash is a way to swap money with friends and family.
How Is It Different From the Apple Card?
The Apple Card is a traditional credit card.
Everything you know about credit cards applies to the Apple Card.
It’s a way to pay for items and services but not a way to send money to people.
you might’t fund Apple Pay Cash transactions using any credit card, including the Apple Card.
Only bank accounts and debit cards can be used with Apple Pay Cash.
Some of the most important ones include: