Keep reading to learn how Apple Pay and PayPal compare.
Overall Findings
Works exclusively on Apple devices.
Uses Apples Face ID and Touch ID for security.
Doesn’t share transaction data with third parties.
Provides easy, one-touch payments at physical locations.
Compatible with multiple operating systems (e.g., iOS and Android).
Transactions are made using email or phone number.
Data may be shared with partners and merchants.
Supports peer-to-peer transfers, business accounts, and more.
While both Apple Pay and PayPal specialize in digital payments, their target audiences differ.
That system provides access to the various Apple-related authentication features, such as Touch ID and Face ID.
It also supports a wider range of payment methods, including bank transfers and even cryptocurrency.
gear Support: Apple Pay Is Apple-Only, PayPal Is Everywhere
Available only within the Apple ecosystem.
Requires Face/Touch ID or a passcode for transactions.
Works with NFC-enabled devices for in-store transactions.
Compatible with most operating systems, web browsers, and devices.
Integrated with millions of services and merchants worldwide.
Uses encryption to protect user data.
It also integrates with Safari, allowing users to make purchases directly from websites that support Apple Pay.
Safari offers much greater compatibility with Apple Pay compared to competing browsers like Chrome and Firefox.
With PayPal, all major web browsers are supported, including Safari, Chrome, Firefox, and Edge.
Popularity: PayPal Leads
More than 500 million active users.
High adoption in the United States, Canada, and the United Kingdom.
Supports both in-store and online transactions.
Close to 500 million active accounts.
Widely used on most online retail and e-commerce platforms.
Excellent for peer-to-peer transfers.
PayPal is widely accepted across almost all online platforms and is optimized to work well beyond Safari.
Does not store card numbers on Apple devices.
Provides end-to-end encryption for all transactions.
Also offers end-to-end encryption for transactions.
Utilizes two-factor authentication but lacks biometric options.
User data may be shared with third parties for marketing purposes.
Both Apple Pay and PayPal use robust encryption and security measures.
For starters, Apple Pay relies on a unique gear Account Number, not your actual credit card information.
Apple Pay is much more privacy-focused with minimal data sharing.
Features: PayPal Offers a Little More Versatility
Easy to store and manage payment methods.
Uses NFC technology for touchless payments.
Offers biometric authentication via Face ID or Touch ID.
Can store boarding passes for quick scanning.
Works on iOS, Android, and web browsers.
Enables fast peer-to-peer transfers.
Provides strong buyer and seller protection policies.
Accepted at millions of online retailers worldwide.
It also offers features focused on buyer and seller management, such as invoicing and subscriptions for businesses.
As a result, PayPal provides greater flexibility than Apple Pay, which mainly operates within the Apple ecosystem.
For better multi-platform support with a broader global reach and international currency support, PayPal is your option.
Final Verdict: Paypal Has Wider Adoption
Both Apple Pay and PayPal are versatile payment solutions.
