Curious about your options for iPhone insurance despite our recommendation?
Check out10 Companies that Will Insure Your iPhone.
You may not notice the charge if it’s included as part of your phone bill.
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A few more dollars each month usually isn’t obvious.
Still, these fees mean you’re spending extra money every month.
Deductibles run between $25 and $300 per claim.
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Let’s say you have an incident and need a new phone.
You’ve been paying monthly fees, and you’ve paid your deductible.
But you may not get a totally new phone.
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The phones that insurance companies send are often phones that were sold used or were broken and then repaired.
For your hundreds of dollars of premium and deductible, wouldn’t you rather have a truly new phone?
For example, some iPhone insurance policies limit you to two claims in a two-year policy.
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Have the bad luck to have a phone stolen or break a third time in two years?
Instead, you should seek your help from the same place where you buy your phone: Apple.
First off, cracked screen replacements cost less than with most insurance plans.
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Second, AppleCare also covers phone and in-person tech support.
While AppleCare doesn’t cover theft, it gives you direct access to support from the experts at Apple.
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